Tag: Credit

Posted on 12/31/2020
Buyers: How to Avoid Hindsight Frustrations
Photo by GaudiLab via Shutterstock In the rush and excitement to find the perfect home and make it yours, there are some things best learned beforehand rather than through hindsight. Here are some suggestions from first-time homebuyers that would have made the entire process less challenging. Know where you stand. If you plan to buy a home, even...
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Posted on 12/24/2020
Are You Prepared to Cosign on a Home Loan?
Image by Gerd Altmann from Pixabay Should you cosign on a mortgage loan to help someone else buy a house? Hopeful home buyers who lack the necessary credit history, W-2 income or overall income versus their debt can face problems getting a mortgage lender to approve a loan. Borrowers with a 43% or higher debt-to-income ratio may learn...
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Posted on 12/03/2020
What Should You Do If You Suspect Identity Theft
Photo by Brian A Jackson via Shutterstock Identity theft is an issue that has become more common since the digital age has bristled and bloomed. Many people are victims of phishing scams – an online predator steals your identity by impersonating a respectable institution and takes your sensitive information, financial information being stolen from non-secured sites, hacking or...
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